Account Details
| Monthly Fees | $0 with e-Statements, direct deposit or $100 minimum daily balance OR $2/month |
| Opening Minimum | $25 |
| Other Benefits |
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Account Features
A few of the highlights you can expect!
Surcharge-Free ATM Access^
Access your funds effortlessly across an extensive network of ATMs without incurring any fees, ensuring your banking is always economical and convenient.
Centier Visa® Debit Card
Our Debit Card merges security with convenience, offering a seamless way to manage transactions and access funds.
Use a Digital Wallet
Utilize your favorite digital wallet to enhance your your payment experience, allowing for fast, secure transactions with a simple phone tap.
Mobile and Online Banking
Our Mobile and Online Banking services provide secure, instant access to manage your finances anytime, anywhere, with just a few clicks.
- Mobile Check Deposit
- Account Notifications
- Bill Pay
Additional Checking Accounts
Connect Checking
Open a checking and savings accounts and enjoy a premium savings rate based on debit card purchases!
Centier Checking
A versatile personal checking account designed for effortless financial management!
Interest Checking
A checking account that provides you competitive interest on your money.
Your Financial Guide for Money Management
We're Here to Help
Disclosures
1Overdraft fees reduced to $25 from the standard $35 charge.
2Four Centier fees waived for Non-Centier ATM withdrawals per statement period. Non-Centier ATMs are considered ATMs not owned by Centier or ATMs not in the Allpoint Network. Fees from the ATM owner still apply. Normal fees apply after the fourth withdrawal transaction in a statement period.
31st box of corporate image checks with American Flag in background free
5Interest paid monthly on all balances. Annual Percentage Yield (APY) as of March 31, 2020. Rates are subject to change without notice
4To qualify for Centier Veterans Checking, an individual on the account must have past or present U.S. Armed Forces military service. A copy of a military ID may be required. Interest paid monthly on all balances. 0.10% Annual Percentage Yield (APY) as of March 31, 2020. Fees may reduce earnings. Four Centier fees waived for Non-Centier ATM withdrawals per statement period. Non-Centier ATMs are considered ATMs not owned by Centier or ATMs not in the Allpoint Network. Fees from the ATM owner still apply. Normal fees apply after the fourth withdrawal transaction in a statement period. Overdraft fees reduced to $25 from the standard $35 charge. First box of corporate image checks with American Flag in background are free. Direct Deposit or e-Statements or $100 minimum daily balance is required to avoid a $2 monthly fee.
^A fee may apply at foreign ATM locations.
If the application is submitted after normal business hours, it may take up to two business days to validate your requested information.
Bank rules and regulations apply. Minimum opening deposit is only $50 for personal accounts. Except for Veterans, Smart Choice, and Student checking which is $25.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.
Centier reserves the right to discontinue any offer at any time.
Apple, the Apple logo, iPhone, iPad, Apple Pay, Apple Watch, Face ID, Touch ID and Mac are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Visa is a registered trademark of Visa.