Open Savings Account Online

Disclosures

¹Statement Savings minimum opening deposit is $100.00. To avoid the $4.00 monthly fee and earn APY, the account must maintain the minimum balance of $100.

²Centier Connect requires both a Connect Checking and Connect Savings account with a common signer. Personal deposits only. Connect Checking requires $50 to open; direct deposit or e-statements or $100 minimum daily balance is required to avoid a $2 monthly fee. Connect Savings requires $100 to open. Transfers from a savings account to another account, or to third parties by preauthorized, automatic, telephone, or computer transfers or by check, draft, or similar order to third parties, are limited to six per month. If qualifications are not met, Connect Checking converts to Centier Checking and Connect Savings converts to Statement Savings. All terms and conditions of those accounts will apply.

³Customer must have a 50 Advantage Checking account to open an Advantage Savings.

⁴Money Market minimum opening deposit is $100.00.

⁵Junior Investors Savings minimum opening deposit is $10.00 and must include an adult authorized signer. There is a fee of $1.00 per month if balance falls below $10.00 minimum balance. At age 19, the account converts to a Statement Savings.

⁶Interest is not compounded and will be credited to the account at the end of the club term. Interest rate and APY may change. Minimum opening deposit is $10.00.

Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.

Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.

*APY = Annual Percentage Yield. APY for Connect Savings is accurate as of 9/1/2023. If 50 or more qualified debit card transactions post per statement cycle, earn 4.00% APY. If 18 - 49 qualified debit card transactions post per statement cycle, earn 3.00% APY, less than 18 qualified debit card transactions results in entire savings balance earn 0.05% APY. Connect Checking requires $50 to open; direct deposit or e-Statements or $100 minimum daily balance is required to avoid a $2 monthly fee. Connect Savings requires $100 to open. Fees could reduce account earnings. If qualifications are not met, Connect Checking converts to a Centier Checking and Connect Savings converts to Statement Savings. ATM transactions do not count as qualified debit card transactions. Bank is not responsible for merchant settlement delays. Rates are subject to change without notice. Other terms and conditions of those accounts will apply. Member FDIC.

Centier reserves the right to discontinue any offer at any time.

Statement Savings Account Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes: We may change the interest rate on your account at any time. Determination of rate: At our discretion, we may change the interest rate on your account. Compounding and crediting frequency: Interest will be compounded every quarter. Interest will be credited to your account every quarter. Minimum balance to open the account: You must deposit $100.00 to open this account. Minimum balance to avoid imposition of fees: A service charge fee of $4.00 will be imposed every month if the balance in the account falls below $100.00 any day of the month. Minimum balance to obtain the annual percentage yield disclosed: You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.