Disclosures

¹APY = Annual Percentage Yield. APY is accurate as of 8/6/2024. $25,000 new money opening balance required. The Centier Money Market APY will be paid on the entire balance in your account: $0 - $9,999.99 - earn 0.05% APY. $10,000 - $24,999.99 - earn 0.10% APY. $25,000 - $49,999.99 - earn 5.00% APY. $50,000 - $99,999.99 - earn 5.00% APY. Balances $100,000 and over - earn 5.00% APY. Centier Money Market requires $100 to open. Fees may reduce earnings. Branch locations and residents of Allen, Boone, Carroll, Elkhart, Hamilton, Hendricks, Johnson, Marion, Marshall, St. Joseph, Tippecanoe, and White counties of Indiana are eligible. See Centier associate for complete disclosures and requirements. Rates are subject to change after 12/31/2024. Limited Time Offer. Member FDIC.

²Offer valid 9/12/24 – 12/31/2024. To qualify, open a new Mybiz business checking account and deposit a total of $2,000 or more by 12/31/24. Maintain a $2,000 average ledger balance for 2 full consecutive statement periods. Sign up for online banking within 60 days of offer enrollment. Offer does not include Money Market or Commercial Checking accounts. A new account will not be eligible for offer if an existing Centier Bank business checking account with the same TIN is presently open or has closed within the past 12 months. Limited to one offer per TIN. You must deposit $100.00 to open this account. Centier reserves the right to discontinue any offer at any time. Primary account holder must be 18 years of age or older. Bonus is subject to 1099 reporting. Bonus will be deposited into the new business checking account within 90 days of all requirements being satisfied. This offer cannot be combined with any other offer. Please present or mention this offer at the time of account opening.

³ You must be a legal resident of the United States of America and at least 18 years old to participate in the Refer-A-Friend program and use the Site. When a referred friend, who is not a Centier client nor has held a checking account with us in the past 6 months, registers and opens a qualified personal checking account and completes a recurring direct deposit (that is, a direct deposit of payroll or governmental benefits like social security) of $100 or more in the first 90 days after account opening, we will send both the referrer and the friend a $50 reward. There is no limit to the number of referrals that can be made or $50 rewards that can be earned by the referrer. Referrer must have an open and active account (any Centier account type including loans) in good standing with Centier Bank. A Form 1099 or W-2 may be issued. Account Terms & Conditions must be met and are subject to change without notice. See below for our Terms and Conditions or check out our FAQs to learn more.

*First 400 transactions per month are free. Transactions include checks, deposits, and deposited items. $.25 per item fee thereafter. Debit Card transactions and received ACH entries are not included in the itemized count. Monthly cash deposits greater than $40,000 will incur a $.15 charge per $100.