Skip to main content
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Billinero Terms & Conditions (current through September 30, 2024)


Only individual accountholders of Billinero® Online Savings Accounts who are at least 18 years of age and reside in Arkansas, Connecticut, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, Oregon, South Carolina, or Virginia whose accounts are in good standing are eligible to participate. During the promotion period, eligible depositors in participating states will receive (i) one entry into a monthly drawing for each increment of $25.00 within a deposit transaction that is made to an eligible account (a “qualifying deposit”) during the one-month period corresponding to the monthly drawing (up to a maximum of thirty-six (36) entries per monthly drawing); and (ii) one entry into a quarterly drawing for every three (3) entries into one of three monthly drawings during the three-month period corresponding to the quarterly drawing (up to a maximum of thirty-six (36) entries per quarterly drawing). In the event that you withdraw more than 20% of the resulting balance generated by your qualifying deposits, the entries you received from those qualifying deposits will be voided. You have not yet won.

EXCEPT FOR THE QUALIFYING DEPOSIT REQUIREMENT, NO PURCHASE OR PAYMENT OF ANY KIND IS REQUIRED TO ENTER OR WIN AND ANY SUCH PURCHASE OR PAYMENT WILL NOT INCREASE OR IMPROVE THE ODDS OF WINNING. During the promotion period beginning on October 1, 2023 and ending on September 30, 2024, there will twelve (12) monthly drawings to win one (1) cash prize of $1,000.00 (verifiable retail value: $1,000.00) in each drawing and four (4) quarterly drawings to win one (1) cash prize of $1,000.00 (verifiable retail value: $1,000.00) in the quarterly drawing, for a total of sixteen (16) prizes. Actual odds of winning are based upon the number of eligible entries received for each drawing. Major restrictions apply to the use, availability or receipt of these prizes. Winners may be required to confirm their eligibility, release us from liability, or submit to a background check to receive any prize. Each winner will be randomly selected in monthly and quarterly drawings, which will be held within ten (10) calendar days after the end of the preceding month or quarter.

This promotion is sponsored by Centier Bank, 600 East 84th Avenue, Merrillville, Indiana 46410. Further restrictions apply. Subject to bank approval. Terms are subject to change. Void where prohibited. For the complete Official Rules, which includes additional terms and conditions, visit https://www.centier.com/personal/banking/billinero/savings-promotion-raffle-official-rules.

Consumer Disclosure:
The actual retail value of each monthly drawing prize is $1,000.00. 12 monthly drawing prizes will be awarded. Actual odds of winning are based upon the number of eligible entries received for each drawing. The actual retail value of each quarterly drawing prize is $1,000.00. 4 quarterly drawing prizes will be awarded. Actual odds of winning are based upon the number of eligible entries received for each drawing.

 

This promotion is not sponsored by Apple or Google.