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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

You're going to love these

3.75% APY*

Special Offers

They're so good they will make you (and your savings) smile!

Earn

3.75%APY

8-Month CD1

Interest Rate

3.68%

Opening Minimum

$1,000


Open Online

Earn up to

3.75%APY

Money Market Special2

Limited Time Offer! 

 

Opening Minimum

$100


Open Online
Just like your other deposit accounts with Centier Bank, Money Market Account deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category. Just like your other deposit accounts with Centier Bank, CD Account deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category.

Choosing the right term or account depends on your financial goals. One of the biggest considerations is when and how you will need access to your money. Are you saving for a long-term goal or a short-term goal? Or do you need access to your money now?

A money market account is an interest-bearing deposit account. It combines the features of both savings and checking accounts. They are popular with savers who are looking for a higher interest rate, but need access to their money.

When the CD Matures you will receive a Maturity Notification letting you know your account is reaching Maturity. It will explain how you can withdraw your funds, including the earned interest, or roll over the balance into a renewal CD term during the grace period. The Maturity Notice will also explain the renewal process after the Grace Period. The renewal rate is different than the current term rate. Please see an associate for rate information at maturity.

A CD (certificate of deposit) is a type of deposit account where the funds are locked in for a specified amount of time (referred to as the term). They are popular with savers due to the interest they offer. They are one easy way to save if you don’t need immediate access to your money. CDs typically pay fixed interest rates and can offer higher interest rates than other types of deposit accounts, depending on the market. These accounts usually provide security for longer-term savings and no monthly fees. Penalties can apply for early withdraw of funds prior to maturity date.

Effective Date: 2/03/2026