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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

 

Free Checking

It's the perfect account for students!

Free Checking+ is perfect for students who want — zero monthly fees, zero minimum balance, zero overdraft fees, and zero to open. 

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All the Features You Need to Succeed

Money Management

Control your account online through our mobile app. Set up budgets, set alerts, create goals and transfer funds. 

Debit Card

No matter where or how you spend, add your Centier debit card to your mobile wallet to tap and pay.

Zero Monthly Fees

With Free Checking there are zero monthly service fees, zero minimum balances, zero overdraft fees, and zero to open. 

Joint Ownership

(required for ages 14-17)


Teens have access to their account through the mobile app with full ability to manage their money. Parents or guardians can view the account, set alerts, and transfer funds at any time.

Banking for the Next Generation

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Disclosures

+Free Checking has no monthly service fee, $0 to open this account, and no minimum daily balance. The account may close after 60 days of no activity and a $0 balance. This account is not eligible for Overdraft Advantage®. No overdraft or return items fees. Other miscellaneous fees may apply, as described in the Service Charge Listing (click here for English and Spanish versions of this disclosure).

If the application is submitted after normal business hours, it may take up to two business days to validate your requested information.

Bank rules and regulations apply.

Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.

Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.

Centier reserves the right to discontinue any offer at any time.